Penyelesaian Kredit Macet Dengan Jaminan Fidusia di Bank Rakyat Indonesia Cabang Renon

Abstract

Disbursing credit to the public, banks and the public need information The information will then form an agreement between the two parties as outlined in a credit agreement. Credit is only given by debtors entrusted by the bank. The problems discussed in this article are how the implementation of credit agreements with fiduciary guarantees at BRI Renon Branch and how the settlement of bad loans with fiduciary guarantees at BRI Renon Branch. The problems examined in this study will use an empirical legal approach that is with qualitative descriptive methods. Overcoming the problem of bad credit at Bank Rakyat Indonesia based on separate procedures, as preventive legal measures and repressive legal remedies. There is still no event of settlement of bad loans at Bank Rakyat Indonesia if there is a default made with a very simple mechanism, therefore all the provisions regarding fiduciary execution based on the Fiduciary Act cannot be applied then there must be a better legal approach to resolve the bad loans.